Your wedding day should be one of the happiest days of your life, and from May to September, like the weather, wedding season is heating up.  While no one wants to think about the possibility of unforeseen problems on this day, the fact is that wedding insurance can protect you in case the unthinkable happens.

What does Wedding Insurance cover?

Wedding insurance covers a variety of the most common issues your wedding may face such as a sudden cancellation to a damaged gown. In general wedding insurance protects the investment of your wedding from circumstances beyond your control. Having this specialty insurance will give you peace of mind during an already stressful time.

Consider these scenarios. Your limo driver doesn’t show up and you are busy scrambling to find another driver, but since it is last minute it costs you five times as much. The reception space goes out of business two weeks before the event, and you’ve already paid for the down payment, and are forced to find a new space last minute.  The grooms custom-made tuxedo is lost in airport baggage, forcing you to find a new one only a day or two before the big day.

These types of financial losses are protected under a wedding insurance policy. Even the most basic policy will cover loss of photos, video, attire, presents, rings, and even deposits. Depending on your overall coverage policies can start from a few  hundred dollars.

Ask your local agent about whether you need wedding insurance, and have peace of mind for almost anything that could arise on your big day.

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